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Zurich enhances protection offering

Zurich has unveiled its plans to enhance its protection proposition to provide customers with greater choice and flexibility.

The move will see the financial group’s term assurance and CI cover repriced and to include an IP benefit, its non-medical underwriting limits increased and the maximum CI cover for both personal and business increased to £1.5m and £2m.

Other changes include the option for advisers and their clients to select CI at a lower level than life cover, and free cover for whole life plans being used for IHT mitigation purposes.

In addition, Total and Permanent Disability cover under its CI cover is now available to intermediaries on for cases on themselves on an own occupation basis.

Zurich UK Life protection management director Peter Hamilton says: “Since the launch of our interactive underwriting service at the turn of the year, we’ve been delighted with the increased volume of protection business coming through to us and we’d like to thank intermediaries for the support they’ve given us.

“We have focussed our price-sharpening on our integrated IP benefit and we hope intermediaries will find this an attractive alternative to stand-alone IP, especially where budgets are tight.”

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