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Yorkshire Building Society – Flexi 5-Year 4.09% Fixed Offset – Direct

Yorkshire Building Society – Flexi 5 Year 4.09% Fixed Offset – Direct

Type: Fixed-rate offset mortgage

Fixed term: Until November 30, 2015

Fixed rate: 4.09%

Minimum loan: £25,001

Maximum loan: Up to 75% of valuation subject to no maximum

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period

Flexible features: Overpayments, payment holidays, interest calculated daily, offset facility

Arrangement fee: £995

Redemption fee: 5% of the amount repaid in the first three years, 4% in year four, 3% in year five

Introducer’s fee: None

Contact: www.ybs.co.uk

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