FCA data shows first-time buyer recovery following 2008 slump

A decade of FCA mortgage data has revealed a healthy recovery for the first-time buyer market after a slump following 2008. The class has shown steady growth from 2011 onwards and is now the healthiest of all lending categories by this metric, according to an FCA data bulletin. In 2016 the number of new loans (312,500) […]


NS&I courts adviser business by improving access

NS&I is looking to improve its relationships with advisers as it plans a raft of measures to improve how easy it is for IFAs to see their clients’ investments with the state-owned savings bank. In response to adviser frustrations that they cannot easily access valuations, maturity dates or other information on client investments with NS&I, […]


Pensions tax relief warnings as Scotland confirms income band changes

Scotland has introduced a new set of income tax bands, but pensions experts warn that the changes could cause issues with pension tax relief calculations. In the Scottish Budget today, the Government announced a new starter rate of 19p and then a 21p rate for those earning over £24,000. The higher rate of tax is […]


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