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Woolwich Plan Managers – The Premium Protected Growth Plan

Type: Guaranteed equity bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £3,000-£500,000, £1,500 Isa/Pep
transfers, £3,000-£7,000 Isa

Term: Five years and six months

Guarantee: Original capital returned in full at end of term regardless
of movement in indices

Return: Up to 100% growth in index

Closing date: January 15, 2004, Isa/Pep transfers December 17,

Commission: Initial 3%

Tel:08702 414878


CML urges Government to intervene positively in housing market

At the Council of Mortgage Lenders&#39 annual conference yesterday director general Michael Coogan said the Government should resist the temptation to intervene in the housing market unless intervention would result in lower costs, major efficiency gains, practical market improvements, or an increase in sustainable home-ownership. He said: “It must be tempting for any Government to […]

Leeds & Holbeck – 25-Year Fixed Rate

Type: Fixed-rate mortgage Fixed term: Until March 1, 2029 Fixed rate: 5.99% Minimum loan: £25,000 Maximum loan: Up to 90% of valuation subject to a maximum of £300,000, up to 85% of valuation subject to a maximum of £400,000, up to 80% of valuation subject to a maximum of £500,000 Income multiples: Up to 90% […]

Credit will be a liability

Making financial decisions is never easy. There is always a lot of thinking to do, whether the decision is which fund to buy, which pension vehicle to choose in planning for retirement or whether to invest those extra savings in the stockmarket or property. But the big decision that working-class Britain will be forced into […]

To catch a theif

IFAs do not only have the regulator and product providers to contend with. The Diary was shocked to learn of the plight of Simply Biz chairman Ken Davy, who has been dealing with some trouble of his own. The Diary bumped into a somewhat shaken Davy at this year&#39s Aifa dinner, where we learnt that […]


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