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Woolwich – Fee Free Lifetime Tracker


Fee Free Lifetime Tracker

Type: Tracker mortgage

Tracker term: Life of loan

Tracker rate: 0.19% above Bank of England base rate

Payable rate: 4.94%

Minimum loan: £50,000

Maximum loan: Up to 80% of valuation subject to a maximum of £2m
Income multiples: Up to four times principal income plus second or three times joint

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily

Arrangement fee: None

Redemption fee: None

Introducer’s fee: Refer to lender



‘Securitising lenders stifling innovation’

Accord Mortgages managing director Linda Will says the increasing number of lenders securitising business is stifling innovation in the market. She says that more lenders are designing products to suit a future portfolio sale rather than for the benefit of the consumer and the market. Her comments come after US giant Wachovia revealed last month […]

Unumprovident introduces new IP application procedure

Unumprovident has enhanced its risk management processes aimed at creating an easier application procedure for its income protection products.Changes include no longer automatically linking requests for medical evidence to the amount of income protection requested, instead evidence will only be required where the application disclosure requires it.The provider says it expects this approach to significantly […]

Liverpool Victoria goes direct for PTA business

Liverpool Victoria is piloting a scheme to sell its pension term assurance products to existing customers via dir- ect mail. The mutual will offer PTA to 45,000 of its existing non-IFA customers in mailouts starting on September 23. Customers will be able to respond to the mailshots by phone and will be asked whether they […]

NU pulls out of LTC

Advisers say there will still be a strong market in the long term

European Opportunities: 'It’s nice when stock selection results in a macro tailwind'

Amid significant macro headwinds in August, Mark Page explains why his fund’s focus on stock selection has helped it outperform a falling market in August. BESbswyBESbswyBESbswyBESbswyBESbswyBESbswyBESbswyBESbswyBESbswyBESbswyBESbswyBESbswy


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