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Woolwich and Barclays – Tracker + 0.04%

Discounted rate flexible tracker mortgage

Discounted term:
Two years


Payable rate:

Tracker term:
Lifetime of loan

Tracker rate:
0.95% above Bank of England base rate

Minimum loan:

Maximum loan:
Up to 85% of valuation subject to a maximum of £500,000,
up to 80% of valuation subject to a maximum of £1m

Income multiples:
Up to 3.25 times principal income plus second
or 2.5 times joint

Mortgage reserve facility available up to 90% of valuation

Flexible features:
Overpayments of up to 10% a year, underpayments, payment holidays, interest calculated daily, lump sum withdrawals

Arrangement fee:

Redemption fee:
Six months&#39 interest in first two years

Introducer&#39s fee:
0.3 per cent of original loan

Tel: 0845 6051111


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