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Woolwich and Barclays – Three Year Fixed Rate First Time Buyer Mortgage

Fixed-rate mortgage

Fixed term:
Three years

Fixed rate:

Minimum loan:

Maximum loan:
Up to 95% of valuation subject to a maximum of £250,000, up to 90% of valuation subject to a maximum of £500,000, up to 80% of valuation subject to a maximum of £1m

Income multiples:
Up to 3.25 times principal income plus second or 2.5 times join

First-time buyers only, £250 cashback, mortgage reserve facility available up to 90% of valuation

Flexible features:
Overpayments of up to 10% a year, underpayments, payment holidays, interest calculated daily, lump sum withdrawals

Arrangement fee:

Redemption fee:
Six months’ interest plus £250 in first three years

Introducer’ fee:
Subject to negotiation

Tel: 0845 6051111


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There is one comment at the moment, we would love to hear your opinion too.

  1. I would like to take a First-time buyer mortgage – secured loan. I am not an English, but I am living in UK since 5 years. I want to know what are the basic condition to be eligible for that loan?

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