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Women unaware of pension age change

Financial advice site Need An says its latest research shows 94 per cent of women are not aware that the age at which they become eligible for their basic state pension has changed.

Most were unaware if they were born on or after March 6, 1955, they will officially retire when they are 65 and not 60 as is commonly thought.

Director Joanne Roberts says: “This country is committed to teaching youngsters to read and write to prepare them for their start in life, even financial matters have now been included in the curriculum. However, for the rest of us, we have been left to fend for ourselves. Adult education is key, this is why we have developed our websites with this in mind.”


Public face postcode lottery on protection

Group critical-illness and inc-ome protection policyholders face apostcode lottery on the cost of premiums, according to research from theOffice for National Statistics charting disease patterns in various regionsof the UK. The ONS figures reveal higher levels of heart disease in South Wales,Scotland, Tyneside and Northern Ireland which could lead to higher premiumsfor group schemes based […]

&#39Equitable backlog is costing investors thousands&#39

IFAs claim that Equitable Life could yet face more compensation claimsbecause its admin backlog is causing policyholders who want to transfer tomiss out on thousands of pounds. IFAs say their clients are missing out on lucrative annuity rates becauseof the admin delays at Equitable in completing transfers. This is because an openmarket option transfer quotation […]

Mercantile cuts SVR

Mercantile Building Society is reducing its standard variable mortgage rate by 0.25 per cent to 6.64 per cent.Mercantile is also launching a choice of discounted products, with a discount of 1.55 per cent to August 2004 or 1.4 per cent for 5 years for mortgages up to 75 per cent loan to value.The lender is […]

Haven can wait

A few years ago, unitised with-profits accounted for around half of all money invested into pensions. A standard mix would be 50 per cent managed fund and 50 per cent UWP, with little or no chance of switching in the future. Now, we all talk of external fund links. This has focused product developers on […]


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