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Women losing out on pensions, say LibDems

At least 4.5m women have no basic state pension rights despite having paid £8bn in National Insurance contributions according to Liberal Democrat work and pensions spokesman Steve Webb. He is calling on the Government to launch an immediate inquiry into this “misselling” of pensions and allow women to buy-back the NI contributions they did not pay during the years they paid the lower married rate. Webb says information from the House of Commons library reveals 1.5m of the 4.5m women are still of working age and therefore he says it is essential the Government acts now.

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Critical condition as premiums set to rocket by 50%

Guaranteed critical-illness policy premium rates could leap by 50 per cent in the next 10 months in a dramatic market shift which IFAs fear could spell the end of the market. They claim the guaranteed market would virtually disappear as consumers already think CI cover is too expensive. Guaranteed CI, which offers review-free premiums, dominates […]

Morley appoints investment sales head

Morley Fund Management has appointed Charles Hoblyn as head of UK investment sales to head up the team responsible for the sales of investment funds to the discretionary market. He will report to head of UK retail Alan Gadd and manage the development of further distribution channels for Morley linked products. Hoblyn joins from Meinl […]

Net security fears deter advisers

Fears over internet security prevent 50 per cent of IFAs from carrying out more business online, according a survey by BT&#39s internet division BT Openworld. The research found that almost all IFAs use the internet in day-to-day business and use trading platforms but many are cautious about the increasing number of internet-based opportunities on the […]

The choice of reason

Despite the general air of negativity surrounding Alan Pickering&#39s report on pension simplification, it provides a chance to develop greater choice for employees in the way that retirement benefits are taken. Arguably, the key recommendation is the proposed change to the contracting-out regime. The requirement to provide a 50 per cent spouse&#39s pension could be […]

Naming a reward programme

Six tips to get your reward programme name right

by Debra Corey, group reward director  Choosing a name isn’t easy. Whether it’s for your new puppy, a bundle of joy or your reward programme, a name determines a first impression – and often a lasting memory. When it comes to your reward programme, the name will determine how your employees feel about it even before […]

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