The Equal Opportunities Commission is calling upon the Government and financial advisers to prevent low paid women from facing impoverished old age.
Many women on low incomes don't pay National Insurance and have not built up their own pensions entitlement.
An EOC study concentrated on a sample of 60 low-paid women in the hotel and catering industry, but is this is thought to only “scratch the surface of a much wider problem” potentially effecting 19 per cent of all women in employment.
EOC senior press officer Boni Sones says: “We are asking the government to educate these women. Financial advisers also have a role to play even if its doesn't seem lucrative, they have a social responsibility.”