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Winterthur launches discounted gift trust

Winterthur Life is launching a discounted gift trust for use with its onshore investment bond.
The insurer’s investment bond can now be placed under a discounted gift trust arrangement with up to four lives assured.
Winterthur says it is launching the product in response to increasing IHT liabilities among high net worth individuals.


Divorce after A-Day

As a solicitor practising in family law, will the new pension simplification rules have an impact on any of my clients who are considering divorce?

No silver spoon in my mouth

I refer to my letter, Backwoodsman of the PFS (Money Marketing, May 5) and Mr Barnett’s rather emotional response. I empathise with his sad personal circumstances and at no point did I question his or any other person’s integrity or honesty.


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