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Win a trip to St Moritz with Winterthur Life

To celebrate the launch of the Universal Sipp, Winterthur Life is offering IFAs the chance to experience Switzerland at its best by winning a week&#39s holiday for two in the glam-orous resort of St Moritz.

Set in the beautiful Engadine valley and visited by the world&#39s rich and famous, St Moritz is high on the list when it comes to luxury. Fashionable and sophis-ticated, it is the resort for an exclusive winter sports holiday. Away from the slopes, visitors can enjoy a wealth of other activities from winter golf to polo and even horse-racing on the frozen lake.

Staying in the traditional elegance of the five-star Kulm Hotel, complete with swimming pool, nine-hole executive golf course, tennis courts, ice-skating and curling rinks, the winner will also get free ski hire and lift passes if required.

Winterthur Life is committed to quality. Already a leader in the self-invested pension market, the Universal Sipp is set to give the company an edge on all its rivals. Launched on March 4, it takes flexibility to another level, with investors able to select any combination from a range of options, including a panel of expert discretionary and advisory portfolio managers, an online trading facility, Winterthur&#39s tailored selection or inno-vative elite funds and commercial property, stocks and shares, collective investments and deposit accounts. An advocate of clear, open charging, Wint-erthur is a firm believer in offering cost-effective retire-ment solutions. Pricing for the universal Sipp is, therefore, competitive with no extra charges for income drawdown or phased retirement and no charges for transferring. For investments of £100,000 or more in Winterthur&#39s tailored selection, the company will offer a £200 reduction in the annual charge. Admin for the universal Sipp is provided by Personal Pensions Manage-ment Ltd (PPML), a market leader in Sipp admin. Winter-thur Life has built in standards to ensure first-class service for both IFAs and investors.

PPML is regulated by the FSA. Winterthur Life is part of the Credit Suisse Group. which is one of the top 10 asset man- agement groups in the world.


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