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Win a trip to Monte Carlo

In 1953, Sir Edmund Hillary was the first person to officially climb Mount Everest and reach the summit. Almost 50 years later, in February 2003, Sterling also broke new ground by launching the pioneering Protected Profits Funds, the first open-ended funds to combine performance and protection in this way.

One year on and the Protected Profits Funds have reached new heights. The fact that the funds have grown to over £330m in the first 12 months shows just how attractive the concept of performance together with guaranteed and rising protection is in an uncertain equity market.

Just like Sir Edmund Hillary, Protected Profits has had several competitors follow in its footsteps but one year on, the Protected Prof-its Funds really are the proven route to safer equity investment. To mark this anniversary, Sterling is offering you the chance to win a luxurious weekend in Monte Carlo. On arrival at Nice airport, you will be transferred by private helicopter to Monaco, the pearl of the Rivieria and your home for the next three nights.

Your hotel is the opulent Hermitage in the centre of Monte Carlo and your stay will include exclusive sightseeing tours to the charming villages of Eze and Villefranche.

For your chance to win, all you have to do is answer three questions.

A year on, the Protected Profits Funds have proved that their concept works in reality and offer investors greater exposure to equities when stockmarkets are performing well and less exposure when they are not.

The funds also offer a “safety net” of a protected price, which is set at 80 per cent of the highest-ever fund price and can never fall. So as the fund price grows, so does the level of protection.

The funds have shown they work in practice, with investors enjoying impressive levels of growth with increasing protection. The Threadneedle Protected Profits Fund has grown by 16.7 per cent and the Sterling Protected Profits Fund has grown by 12.9 per cent as at January 19, 2004.

For investors who have been in the funds since launch, this means they now have over 93 per cent or 90 per cent respectively of their net investment protected.

The Protected Profits Funds are open-ended and contain no hidden charges or MVR-type penalties. Investments can be added, withdrawn or switched to the full range of funds available through Sterling at any time.

The funds are available through all of Sterling&#39s products. The Sterling Protected Profits Fund is available through the Sterling Investment Bond and the Threadneedle Protected Profits Fund is available through the Sterling Isa, Pep transfer plan and investment account.

To find out more about the Protected Profits Funds from Sterling, call your Zurich IFA Group consultant on 0500 546 546.

To enter, answer the questions on the entry form on this page and send your entry and contact details (including your phone number) to christine.brookes@ zifa.co.uk or fax your entry to Christine Brookes on 01793 502347.

ENTRY FORM

Name………………………………………………………………..

Address………………………………………………………………………………………………………………………………………………Postcode……………………………………………………………

Company……………………………………………………………

Tel……………………………………………………………………..

Fax……………………………………………………………………

Email…………………………………………………………………

Prize questions

Who was the first person to officially climb and reach the summit of Mount Everest?

………………………………………………………………….

How much have the Protected Profits Funds grown to in the first 12 months?

………………………………………………………………….

What percentage has the Threadneedle Protected Profits Fund grown by?

……………………………………………………………………

Please send your competition entry and contact details to christine.brookes@zifa.co.uk or fax Christine Brookes on 01793 502347. Closing date for entries to be received is March 12, 2004 Prize draw rules

The prize draw is open to all IFAs who are also readers of Money Marketing on February 26 and March 4, 2004. Competition entry will require IFAs to complete correct answers to three questions. Competition entry is by fax and email. The judge&#39s decision is final and correspondence about the competition will not be entered into. The competition is free to enter. No purchase is necessary. There is no cash alternative to the prize advertised under any circumstances. The prize may not be transferred by the winner. The closing date for entries to be received by the judge is March 12, 2004. The winning entry will be drawn by a Zurich IFA Group employee on March 15, 2004. Zurich IFA Group will attempt to contact the winner by telephone or post by March 19, 2004. Zurich IFA Group reserves the right to choose an alternative winning entry if contact cannot be made with the original winner by March 23, 2004. The winner must be prepared to appear in post-prize draw publicity. Details of the winning entry can be obtained from Christine Brookes (IFA Communications Adviser) on 0500 546 546. Please send your competition entry and contact details to christine.brookes@zifa.co.uk or fax Christine Brookes on 01793 502347. The competition prize is three nights in Monte Carlo, which must be taken by May 31, 2004 (excluding April 9-12). Hotel accommodation and tours are subject to availability. Further information about the prize is available from Christine Brookes on 0500 546 546. Zurich IFA Group is authorised and regulated by the Financial Services Authority.

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