View more on these topics

Win a top PC package plus a digital camera

Brush up on your technology with a chance of winning a top of the range PC package and digital camera To mark the launch of Winterthur Life&#39s new online Portfolio Balancer, Money Marketing is joining forces with the pension and investments provider to offer one lucky IFA the chance of winning a top of the range Compaq PC package.

But we want you to have some fun so we have also thrown in a Sony digital camera complete with software for downloading your favourite photos including a leading-edge HP Photosmart printer.

The impressive package includes:

Compaq EVO PC with

2.66Ghz Intel Pentium processor

256Mb RAM

40Gb Hard disk drive

Windows XP Pro

CDRW

MS Office XP Pro

Samsung 18in flat-screen monitor

Logitech webcam

HP Photosmart 7960 printer

Sony P12 five-megapixel digital camera with 3x optical zoom, Mpeg movie VX with audio Sony 128Mb memory stick

Carry case

Constructing client asset allocation models for the long term is difficult and timeconsuming. As your clients&#39 risk profiles, investment goals and lifestyles change over time, how can you be sure the portfolio you recommended five years ago is still relevant today?

Portfolio Balancer is Winterthur&#39s new asset allocation tool that helps advisers deliver client investment plans across any number of investment goals. This flexible online system demonstrates clearly how decisions taken today can affect the probability of achieving investment goals in the future. Developed in collaboration with risk management experts, Portfolio Balancer uses stochastic modelling techniques to demonstrate the probability of achieving investment goals based on risk profiles, timescales, contribution levels and real-life economic variables.

Use Portfolio Balancer to:

•Check your client&#39s attitude to risk using our Risk Tolerance Analyser.

•Take into account new and existing assets.

•Set multiple investment goals.

•Build asset allocation strategies to meet those goals.

•Test different investment options.

•See if your client is still on track.

•Provide a final report.

•Research and select funds from Winterthur&#39s Tailored Selection.

The ability to take account of a clients changing circumstances is vital, as an asset allocation plan should be a dynamic process. Portfolio Balancer allows you to update information as your clients&#39 circumstances change – so they understand how this will affect their probability of achieving investment goals.

Winterthur is keen to build closer and stronger relationships with advisers by helping with some of the broader aspects of recommending products.

The benefits of Portfolio Balancer will save you many hours, enabling you to offer genuine value to your clients by providing a reality check in terms of long-term pension and investment planning.

You may also be interested to know that Winterthur is running workshops until March 19 in venues around the country. Come and hear their views on the latest pension proposals and where they believe the opportunities will be. There will also be the opportunity to view the Portfolio Balancer.

For more information on the workshops or Portfolio Balancer please call Winterthur&#39s Adviser Support Team on 0845 129 9993. You can request a copy of our new Portfolio Balancer user guide to take you through the various steps. The guide will highlight all the information you need so you can quickly complete an investment plan for clients.

To enter, please complete the attached coupon, answering the two questions and send the form to Portfolio Balancer Competition, Winterthur Life UK, Winterthur Way, Basingstoke, Hampshire, RG21 6SZ. The closing date for all entries is April 9, 2004.

Terms and conditions

No purchase is necessary.

The competition is open to all UK registered IFAs aged 18 or over.

Winterthur Financial Services UK Limited employees, agents or their immediate families may not enter the competition.

No more than one entry per person.

By entering, entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.

To enter the competition, you must answer two questions about the Portfolio Balancer correctly. The two questions can be found in the article published on this page.

The entry period for the competition will be from February 26, 2004 until April 9, 2004.

The winner will be drawn at random from all correct entries.

Winterthur Life will not accept responsibility for entries late, lost, delayed, mislaid or damaged in the post. Proof of posting will not be accepted as proof of delivery. Entries that are altered, illegible or not in accordance with the terms and conditions of entry will be disqualified.

The draw will take place by 23.04.04.

The winner will be notified within seven days of the draw by telephone or post.

The competition prize is a Compaq EVO PC with 2.66Ghz Intel Pentium processor, 256MB RAM, 40GB Hard disk drive, Windows XP Pro, CDRW, MS Office XP Pro, Samsung 18″ Flat screen monitor, Logitech Web Cam, HP Photosmart 7960 printer and a Sony P12 5 Megapixel digital camera, with 3x Optical Zoom, MPEG Movie VX with Audio, Sony 128MB memory stick, and a carry case. Further information about the prize is available from Winterthur Life&#39s marketing department.

The prize is non-transferable and there is no cash alternative.

It is a condition of taking part in this competition for the winner to give consent for their name to be published and/or notified to other entrants and interested parties following the draw. The winner must be prepared to appear in post-prize draw publicity, free of charge.

Details of the winning entry can be obtained after the closing date by writing to: Marketing Department, Winterthur Life, Winterthur Way, Basingstoke, Hampshire, RG21 6SZ, enclosing a stamped self-addressed envelope.

No other correspondence will be entered into concerning the result and the judges&#39 decision is final.

We reserve the right to amend these terms and conditions or to vary the prize at any time, if necessary, without notice, if in our reasonable opinion events or circumstances outside our control make this advisable.

Winterthur Life is authorised and regulated by the Financial Services Authority.

Portfolio balancer competition entry form

FSA No………………………………………………….

Name……………………………………………………

Company name……………………………………..

…………………………………………………………….

Company address……………………………….

……………………………………………………………………………………………………………………..

Postcode…………………………………………….

Tel No………………………………………………….

Fax No…………………………………………………

Email……………………………………………………

Please answer the following two questions in the next column.Tick one box only for each question.

Question 1

Portfolio Balancer uses a questionnaire to identify a client&#39s risk profile. Which one is it?

Risk Tolerance Analyser r

Risk Options Analyser r

Risk Profiler r

Question 2

How many investment goals can you enter into Portfolio Balancer?

One r

Up to 5 r

As many as you like r

I would like a Winterthur Life Business Development Manager to contact me to demonstrate Portfolio Balancer r Please send me a Portfolio Balancer user guide r

You understand that we will process the personal details you give us in accordance with the Data Protection Act 1998. You agree that we may use your details for business analysis and relationship management, and we may pass them within the Winterthur Group for those reasons. If necessary, we will pass your details onto regulatory authorities or other third parties if the law requires us to do so. We may send you information in future about other products and services offered by the Winterthur Group by post or by email if you have given us your email address above. Please tick this box if you do not wish to receive information in future r

Recommended

IFA&#39s concern over Menu

Michael Philips proprietor Michael Both does not welcome the introduction of the menu. He believes the depolarisation proposal itself is flawed and will cause consumers more confusion over whether they are speaking to a tied, independent or partially tied adviser. He thinks the new recommendations will only add to the confusion. Both says: “If the […]

Fragmented UK market will attract consolidators, says UBS

The fragmented nature of the UK advisory market makes it a key target for wealth managers looking to consolidate, says UBS after it buying London IFA Scott Goodman Harris. The Swiss investment banking and securities house says high-net-worth individuals will be attracted to the concept of advice from firms with global reach rather than the […]

Public to become financial experts

Consumers will quickly turn into astute financial services “connoisseurs” by 2008, forecasts a report from Mori Market Dynamics. Managing director Jon Francis says more education from sources such as media coverage, the internet, Government and product providers will substantially increase consumer knowledge in the next four years. Francis believes this will change the landscape of […]

Menu of costs will let customers compare and value – IFAP

IFA Promotion chief executive David Elms believes the FSA consultation paper on implementing up-front &#39menu of costs&#39 for financial advice will make not only the price, but also the value of advice clear and comparable across all advice channels. Elms says: “We believe over time this level of transparency will help consumers understand and appreciate […]

Large-cap growth alpha thesis: seeking risk-adjusted excess returns

Content supplied by Loomis, Sayles & Company — an affiliate of Natixis Global Asset Management For mutual fund investors and managers of large pensions or endowments, a major challenge is to identify those portfolio managers who are most likely to deliver superior risk-adjusted returns in the future. Understanding how an investment philosophy informs a manager’s decision […]

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com