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Win a snowmobiling safari in Iceland

As part of its sponsorship of the M&G North Pole Expedition 2002, M&G is offering you the chance to experience the thrill of snowmobiling across Iceland&#39s magnificent landscape.

You could win one of two holidays for two people which includes return flights to Iceland, three nights&#39 accommodation, a snowmobile safari and a trip to the world-famous Blue Lagoon. To enter, just answer the three question on the entry form on the page opposite.

On March 12, the M&G Polar Team set out on its double-world-record-breaking expedition to attempt to become the first-ever all-women team to reach the North Pole on foot and the first women to reach both Poles.

Not satisfied with conquering the South Pole in 2000, the team aim to become part of a very select group of explorers – only 72 people in history have ever reached the North Pole and very few of these on foot. M&G is sponsor of the expedition, continuing its sponsorship of the successful South Pole expedition in 2000, and HRH The Prince of Wales is Patron.

Each member of the M&G Polar Team will haul a sledge up to twice their own body weight, tackling constantly moving pack-ice, climbing up to 30ft-high ice ridges and encountering deadly polar bears. All this in temperatures plunging as low as -50°C, made even colder by excruciating wind-chill, icy fog and windblown snow.

Every day spent travelling on the pack ice requires the same energy as running two marathons. They plan to reach the North Pole in around 60 days and return to the UK by mid-May 2002, having achieved their goal.

However, this double world record attempt is not the only great British opportunity made possible by M&G this Isa season.

The M&G British Opportunities Fund, in the Micropal UK All Com-panies sector, run by Neil Pegrum, has continued its top-decile performance over five years and has outperformed the market no matter whether it has been rising or falling. And, for every £1,000 that your clients would have invested, they would have got £1,511* back, over £260 more than the sector average over the same time period (although we obviously cannot predict similar results based on this past performance).

The fund has a five-star S&P rating and has just been awarded an S&P AA rating, which means it “demonstrates very high standards of quality in its sector based on its investment process and management&#39s consistency of performance as compared to funds with similar objectives”.

And until April 30, the initial charge on the fund is only 3 per cent instead of the usual 5 per cent, which means more of your clients&#39 money will be working harder from day one.

To track the progress of the M&G North Pole Expedition or to find out more about the M&G British Opportunities Fund, visit:

* Source: Standard & Poor&#39s Micropal, offer to bid net income reinvested, 31/01/97-28/02/02.A Standard & Poor&#39s Micropal fund rating is not a recommendation to buy, sell or hold any interest in an investment.

Terms and Conditions

1. The competition is open to registered independent financial advisers (IFAs) only. It is not open to employees of Money Marketing, M&G and its associated companies, related parties of such employees and anyone directly connected to the competition. By entering, entrants will be deemed to have accepted and agree to be bound by the terms and conditions.

2. Each entry must be on an original entry form only. No more than one entry per person will be accepted.

3. Responsibility will not be accepted for entries lost, delayed, mislaid or damaged in the post.

4. Proof of posting will not be accepted as proof of delivery. Entries that are altered, illegible or not in accordance with the terms and conditions will be disqualified.

5. The prize is for three nights&#39 accommodation in twin rooms with facilities, inclusive of breakfast and local hotel taxes, transfer by airport bus, return air fare and taxes.

6. The closing date for receipt of entries is April 25, 2002.

7. The winners will be selected at random from the pool of all correct eligible entries on April 26, 2002.

8. The winners will be notified by telephone on April 26, 2002.

9. There is no cash alternative to the prize.

10. The judge&#39s decision is final.


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HSBC – Performance Plus Isa

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Leeds & Holbeck Building Society – Escalator Plus

Wednesday, 3 April 2002 Type: High interest account Minimum-maximum investment: Lump sum £100-£10,000 Interest rates: Year one 4% gross a year, year two 5% gross a year, year three 5.5% gross a year Term: Three years Offer period: Until further notice Withdrawal penalties: One penalty-free withdrawal a year provided £100 balance remains Tel: 0500 225777


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