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Win a luxury weekend for two in Paris with £500 to Spend

Sun Bank, the specialist mortgage lender, is offering readers of Money Marketing the chance to win a luxury weekend in Paris by testing their knowledge of the growing Complex Prime mortgage market.

Be whisked away first class on the Eurostar and enjoy pampering and luxury with two nights in the famous George V Hotel.So you can really enjoy your weekend, the winner will also get £500 to spend.

This prize will be available for the lucky reader who is the first name pulled from a hat who has answered the four questions correctly. This competition will run for four weeks with a different set of questions each week. You can enter as many times as you like.

What&#39s more, there is also a Palm Pilot to be won for the first correct entry drawn in each week.

Do you have clients who are complex?

Complex Prime is the fastest-growing sector in the mortgage market and is currently worth £32bn a year. It refers to all those unusual mortgage cases (that are not adverse credit) that do not fit standard lending criteria.

Research has shown that one in five people fall into this sector and they are predominantly higher-net-worth clients.The most common reason for a client being classed as Complex Prime is that they have difficulty proving their total income, for example, those clients whose income comes from many different sources such as investments, trust funds, rent or pensions.

But Complex Prime is not just about the type of client, it is about a lending philosophy. It&#39s all about thinking outside the box to provide a solution by taking an individual and holistic approach to each case.

TERMS AND CONDITIONS

This competition is open to independent financial advisers only.It is not open to employees (or their immediate families) of Sun Bank plc or Money Marketing.

All entries must be received by October 30, 2001. All entrants must be 18 or over. The editor&#39s decision is final and no correspondence will be entered into. The winner(s) will be notified. The prize is for accommodation and travel only. No meals are included.The prize cannot be taken over the Christmas or New Year period. No cash alternative will be available.

The prize is not transferable and must be taken by March 31, 2002. The winner of the Paris weekend may be required to participate in further publicity. The winner will also be responsible for arranging suitable travel insurance. Neither Sun Bank nor Money Marketing can accept responsibility for any consequences of any problems incurred with the Palm Pilots. All entries are subject to these stated conditions. Sun Bank plc (registered in England number 2222856), The Icon, Lytton Way,Stevenage, Hertfordshire SG11ZE. Member of Sun Life Financial of Canada Group

TIP: See www.complex-prime.com

ENTRY FORM

1: What is the estimated size of the Complex Prime mortgage market?

a: £32 million

b)£3.2 billion

c)£32 billion

2: Which of the following best describes a Complex Prime case?

a: Those unusual cases that fall outside standard criteria

b: Adverse credit

c: Non-status

3: According to recent figures released by the Land Registry, approximately how many UK properties were sold between April and June 2001 whose value was £500,000 or more?

a: 280

b: 2,800

c: 28,000

4: What is the most common reason why a client will be Complex Prime?

a: Credit-impaired

b: Unusual property

c: Total income difficult to prove

Name……………………………………………………….

Company………………………………………………….

PIA/MCCB No…………………………………………..

Address……………………………………………………………………………………………………………………………………………………………………………………..

Tel……………………………………………………………

Fax………………………………………………………….

Email……………………………………………………….

Closing date for entries is October 30, 2001 Send entries by post to:

Competition, Sun Bank, FREEPOST SG927, Stevenage SG1 3YH

Fax: 01438 730518

Email: complex@sunbank.com

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