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Alistair Cunningham
3

Alistair Cunningham: Advisers will stop fools rushing into decisions

That advisers are undervalued will come as no surprise to readers and this concerning trend is only likely to increase in the age of the dangerous fools. The fool comes in many forms but all share a few common features: they over-simplify complex concepts, make reckless assumptions and devalue proper advice. Robo-advisers are the first […]

Pensions-savings-retirement-piggy bank
2

Pension freedom withdrawals top £10bn

Consumers have taken advantage of the pension freedoms to withdraw more than £10bn from their pots, latest HM Revenue and Customs data shows. Figures for the first quarter of 2017 show 176,000 individuals drew 381,000 flexible payments from their pensions, taking out a total of £1.59bn. The figure is the highest for three quarters, but […]

Ros Altmann
20

Ros Altmann: Stop the lifetime allowance cuts

I wanted to start my new column for Money Marketing with a subject that has been hitting the headlines again: the dangers of the constant reductions in the lifetime allowance. I have always thought the lifetime allowance to be illogical, unfair and undermining of long-term pension investing. The most recent reduction to just £1m (having been […]

Managing customers in drawdown

By Lorna Blyth, Investment Marketing Manager Delivering a decent drawdown review process takes time and resources. This article looks at how you can manage drawdown clients in a more cost-effective way. Most advisers are seeing an increase in drawdown clients following pension freedoms. Often these are clients with lower fund sizes, which means advisers are […]

The FCA’s five fixes for retirement information

The Financial Conduct Authority (FCA) has started to change the way that people will be told about their pension options. In a recent market study paper, they lay out their final proposals on the information that should be delivered to people approaching retirement and how it should look and feel. During 2015, there will be […]

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