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Widows to run AVC for West Yorkshire

Scottish Widows has been appointed to provide an AVC scheme for the West Yorkshire local authority&#39s pension fund. It will administer the plan alongside Equitable Life, which was previously the scheme&#39s sole provider. The pension fund is valued at £5bn and has around 80,000 contributors working for more than 135 employers within the local authority. Widows recently took on AVC schemes for Nottinghamshire County Council and South Yorkshire Pensions Authority.

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Govt Actuary in warning on compulsory income cover due to stakeholder effects

The Government Actuary says income protection insurance may need to be compulsory as a result of stakeholder.Speaking at a Unum-sponsored symposium on disability in London last week, Gov- ernment Actuary Chris Day-kin claimed many employers will no longer provide staff with protection for long-term illness or disability, leaving the Government to fill the gap with […]

Framlington opens up to UK smaller companies

Framlington has introduced the UK smaller companies fund, a unit trust that aims to provide capital growth.The fund invests in a portfolio of between 80 and 100 stocks in the UK smaller companies sector. Although technology stocks will be considered, other stocks from other sectors such as aerospace and the media will also be selected.The […]

Platform Home Loans – Full Status 7.55 Per Cent Capped

Thursday, 29th March 2001.Capped term: Until July 1, 2002.Capped rate: 7.55 per cent.Minimum loan: £25,001.Maximum loan: Up to 90 per cent of valuation subject to a maximum of £500,000.Income multiples: 3.5 times principal income plus second or 2.75 times joint.Arrangement fee: £395.Redemption fee: 6 per cent of initial loan in years one and two, 5 […]

Courses for sources

How will today&#39s mortgage sourcing systems evolve in the coming years? This question affects over 50 per cent of IFAs, since more than half use a mortgage sourcing system.I assume that the other half are not involved in writing mortgage business. I say this because I believe it is impossible to offer a client the […]

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