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Retirement Advantage has appointed former FCA senior associate David Forsdyke as head of compliance for its equity release division. At the regulator, Forsdyke was part of the team responsible for implementing the Mortgage Market Review. He was previously a director of equity release advice firm Argent Sage. Retirement Advantage equity release managing director Tom Evans […]
Jelf Employee Benefits looks at some of the key considerations employers should think about when reviewing and choosing a flexible benefits provider. Choosing the right benefits for your employees is one thing but delivering a successful employee benefits strategy is about understanding the complete picture and delivering it in a personalised way so that it resonates with each and every individual in your business.
A lack of understanding, not regulation, is holding back the equity release market in the UK, providers and advisers say. This week the regulator announced it will be investigating whether regulation is hampering demand for equity release products. Speaking at an FCA conference in London, FCA director of strategy and competition Christopher Woolard called the […]
The Foreign Office should lobby the US to scrap litigation against the Royal Bank of Scotland, according to Treasury select committee member Jacob Rees-Mogg. RBS is facing $8bn (£5bn) worth of fines over mortgage-backed securities sold in the US before the financial crisis. The Telegraph reports Conservative MP Rees-Mogg asked the bosses of UK Financial […]
It can be difficult for employees to control their spending habits, in fact they may not realise that they have bad habits at all.
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Two company directors have been disqualified for a combined 20 years after running a fine wine investment scam that lost investors nearly £1m. An Insolvency Service investigation found that Crimson Fine Wines cold-called customers and then did not purchase or allocate wines to those who had paid for their investments. The investment scheme offered investors […]
AJ Bell has won a case against a client who wanted his platform fees for the past 14 years reduced. A client, referred to as Mr N, complained to the Pensions Ombudsman that, because he did not have enough information about what fees would be payable, he sold a property holding in his Sipp far […]