Which? has called for the removal of the proposed contribution cap on personal accounts and suggests if there has to be one it should be higher than £3,000.
According to Which? research, 70 per cent of the target market think there should be flexibility about how much money can be paid in and only 12 per cent believe there should be a limit.
More than half of respondents said they would be put off saving more money by the hassle of having to open another personal pension.
Which? personal finance campaigner Emma Higginson says: “Personal accounts must not fall at this hurdle.
“The absolute priority must be a scheme that is designed to enable people to save in line with their aspirations for a comfortable retirement.
“Any decision on the design of personal accounts shouldn’t be at the expense of the consumer.”
This comes after the government hinted in March it will reverse plans to set the maximum cap at £5,000 and will change it back to £3,000.
The ABI and the NAPF both want a £3,000 cap, while employers, consumer organisations and trade unions are pushing for a £5,000 cap.