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Which? is out of touch with price comparisons


If Which? is going to present price comparisons, at least undertake them in a mature way. If a new client came to me for advice about transferring a £5,000 stakeholder pension, I too would “price to avoid”.

In the same way that if I was buying a one-bedroom investment property for £30,000, I would not go to a London City law firm to ask for a quotation.

The RDR is not just about the new world of fees against commission, it is about a service proposition/offering from adviser to client.

It is a shame that Which? did not highlight what the advisers/firms were offering for the fee being quoted.

Why does Which? always insist on only showing the bottom-of-the-barrel business? A very interesting subject, presented in an out-oftouch manner.

Martyn Sinclair


S&P upgrades Crown’s servicer rating

Standard & Poor’s has upgraded Crown Mortgage Management’s rating as a primary servicer of commercial loans and residential mortgages to above average. Its rating as a special servicer of commercial loans and residential mortgages has also been affirmed as average by the ratings agency. Crown Mortgage Management chief executive officer Eric Stoclet says: “S&P has […]


Martin Werth: Protection may never be this cheap again

This is a new column with a one year life span, focusing on the major changes that will impact on the protection market at the end of December 2012.  For advisers there are significant changes around the corner that can’t be ignored. These offer a time constrained one-off opportunity this year, which could add significant […]

Friends Life unveils auto-enrolment proposition

Friends Life has revealed details of an online automatic enrolment “hub” designed to help employers meet their duties under the reforms. The hub will collect employees’ payroll and HR systems and assess them against the new rules to determine what pension arrangements and contributions need to be made for each employee. Friends Life managing director […]

Navigating volatility

The making of any fund can be seen in how it responds to crises and opportunities. In this short video, Head of Multi Asset at Royal London Asset Management Trevor Greetham outlines how the Royal London Global Multi Asset Portfolios or GMAPs navigated through Brexit and the US election cycle. He also highlights the importance […]


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