IFA Wentworth Rose is simplifying the application process for people seeking higher annuity payments by combining the medical questionnaires they need to complete.
Instead of having to fill out up to seven different forms, clients of Wentworth will only have to complete one in order to receive a quotation from annuity providers.
Wentworth claims the move will prevent people who are eligible for enhanced rates from accepting standard terms to avoid reams of paperwork.
Nationwide two-year fixed rateFixed term: Two yearsFixed rate: Up to 75% – 5.09%, 75-90% – 5.19%, 90-95%, 5.29%Minimum loan: N/AMaximum loan: £500,000. Larger loans subject to individual reviewIncome multiples: 3.5 times singleArrangement fee: Non-refundable £150 reservation feeRedemption fee: 2% of outstanding loan in first year, 1% in second. Allows repayment of up to £500 per […]
Pink Home Loans discount through Bristol & WestType: DiscountDiscounted rate: 2.51 per cent — 3.24 per centDiscounted term: Two yearsUnderlying rate: Bank base rate plus 1.75 per cent Minimum loans: £15,001 (purchases), £25,001 (remortgages)Maximum loan: Unlimited up to 75 per cent loan to valueIncome multiples: 3.5 times principal plus second, 2.75 jointArrangement fee: £299Redemption fees: […]
JUPITER JUPITER DISTRIBUTION FUND Type: Unit trust Aim: Income and growth by investing in corporate bonds, fixed-interest securities and UK stocks and shares Minimum investment: Lump sum £500, monthly £100. Isa lump sum £1,000, monthly £50 Investment split: Corporate bonds and fixed-interest securities 65%, UK stocks and shares 35% Yield: 5% Isa link: Yes Pep […]
Friday 22 February, 2002 Type: Fund of hedge funds Aim: Growth by investing in hedge funds Minimum investment: Lump sum A shares $1m, B shares £25,000 Place of registration: Bermuda Investment split: 100% invested in hedge funds Yield: 10% gross a year Isa link: No Charges: Initial B shares up to 5%, annual A shares […]
The Artemis UK Smaller Companies Fund has delivered good returns through the bull market. But its cautious style is better suited to the trickier times which could be coming, says manager Mark Niznik.
News and expert analysis straight to your inbox
Sign up
There are growing signs that positive lifestyle decisions taken now could lead to positive effects on mental capacity in later life. Vitality’s Deepak Jobanputra examines the emerging evidence.
Being the dedicated adviser to the employees of local businesses will boost your reputation and grow your firm Taken at face value, the roles of financial planner and HR officer may not appear to have much in common. Yet, the two can dovetail perfectly in some situations. The most obvious benefit is when it comes […]
Advisers must be able to trust their discretionary fund manager as decisions that backfire could still be the advisers’ responsibility, experts say. In the latest edition of Money Marketing’s series of live debates, MM Wired, gbi2 consulting director Graham Bentley, Signpost Financial Planning chartered financial planner Nigel McTear, Charles Stanley senior investment manager Will Walker-Arnott […]