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Editor’s note: There is no silver bullet for solving the FSCS

The Financial Services Compen-sation Scheme is not perfect. This is a fact all advisers acknowledge. Increasingly, so does the regulator. There are holes in many sides of the lifeboat: unregulated investments get the same coverage as vanilla ones; interim levies need to be raised due to volatile claim volumes; professional indemnity insurance is either too […]

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When will advisers start to feel pricing pressure?

Asked who is likely to feel the heat most across the value chain, advisers say: “The one area of true value is advice; the rest is just a commodity.” Bold assertions indeed. They believe it is fund managers and platforms that will bear the weight of downward pricing pressure. But how much of this expectation […]

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Standard Life advice arm loses head of London office

Former Baigrie Davies managing director Ian Howe will leave Standard Life-owned advice business 1825 in January, as the firm confirms a number of other employees will also exit. 1825 acquired Baigrie Davies in April 2016. On completion of the deal Howe took on responsibility for 1825’s London office and joined the 1825 executive committee. Money […]

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Healthcare predictions for 2015 from Jelf Employee Benefits

The continuing fall-out from the Competition and Markets Authority’s (CMA’s) review, the rise of the private GP and digital engagement will be the primary focuses in the private healthcare industry during 2015, according to Iain Laws, managing director, healthcare and group risk, at Jelf Employee Benefits.

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