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Platform challenger reveals charges

Embark Group has revealed the charges for its new platform and targeting savers with between £25,000 and £150,000 on launch. Embark officially announced the launch of the wrap platform, which uses FNZ technology, today. As Money Marketing reported in September, it has been live for some time with white label partners and Embark’s existing book […]

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Standard Life Aberdeen faces $10bn in withdrawals since merger

Merger and performance concerns have led $10bn (£7.6bn) in outflows from Standard Life Aberdeen, according to a new analysis. Standard Life Aberdeen was the worst-selling fund house this September, the month after the pair merged, according to research from Morningstar and the Financial Times. Its record over the first nine months of the year is […]

Compliance tip: An important reminder about PII

From 23 February, the Insurance Distribution Directive will set new minimum levels of professional indemnity insurance for firms involved in the distribution of insurance products. This affects all firms advising on, arranging or managing non-investment insurance contracts (pure protection contracts and life policies such as long-term insurance contracts and annuities), insurance-based investment products and general […]

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Should advisers ‘adopt’ an undergraduate?

The industry needs to do more to bring in more younger advisers Promoting financial advice as an attractive career to younger people underpins many things important for the future, such as succession planning and moving from an industry to a profession. Some advisers do their bit by taking on apprentices and may run graduate trainee […]

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Britain's “Forgotten Army”: The collapse in self-employed pension membership – and what to do about it

Pension scheme membership among employees has risen by more than five million in the past four years because of the policy of automatic enrolment into workplace pensions. But Britain’s army of 4.4 million self-employed people, who account for one in seven of the workforce, are not covered by automatic enrolment. Pension coverage among the self-employed […]

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