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Wave ends 85% LTV across range

Wave will no longer be offering loan products at 85 per cent loan to value across its entire product range.


New group company secretary for Lighthouse

Lighthouse Group has appointed Mark Ross as group company secretary. He joined at the start of the year, complementary to his existing role as director of risk. Lighthouse says the appointment combines strategic compliance, risk management and governance responsibilities within a single function.Ross is a qualified chartered accountant who has specialised in regulationand risk management […]

L&G sees 17% fall in profits

Legal & General’s UK life and pension profits fell by 17 per cent last year from £874m to £720m.Worldwide operating profit on a European embedded value basis fell by 26 per cent from £1.2bn to £912m.L&G puts this down to revised longevity assumptions as well as losses from the floods last summer.In the UK, protection […]

Death of UK’s longest-serving fund manager Nils Taube

Veteran fund manager Nils Taube has died at the age of 79 following a stroke.Taube was the longest-serving fund manager in the UK, having run retail and institutional funds since 1969 when he took over the St James’s Place greater European progressive trust.He was born in Estonia in 1928. Taube moved to the UK in […]

Metal guru

The gold price has continued to soar, touching $1,000 an ounce for the first time recently. Is this the end? Probably not. A flow of bad news from the financial markets is good news for gold. Remember that central bankers cannot just print more gold when they need it. In real terms, gold is still […]

Who pays inheritance tax and how to declare it

By Kim Jarvis, Canada Life In this article we look at which forms personal representatives (PRs) need to complete and who actually pays inheritance tax (IHT).  To recap, under current rules, any part of the estate that falls within the available nil-rate band (NRB), currently £325,000, is taxed at zero. Anything in excess of the NRB […]


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