The Tories have warned the Government that their position on pension reform is “consensus with limits” and urgent work is required to address their concerns.At a Scottish Widows and Age Concern fringe event, Shadow pensions minister Nigel Waterson Waterson said: “We are in consensus mode for the right reasons. But it is consensus with limits, we are not going to sign up to a system which we think will not work, will not be fair and will not deliver improvements.” He said there are major philosophical differences between the Tories and the Government over the role of the state through means-testing and public sector pensions. Waterson said the Government’s refusal to revisit public sector pensions risked creating “two nations” of workers and would undermine private sector attempts at reforms. He said the issue of advice on personal accounts is unresolved and he is concerned about some responses to the DWP consultation on dealing with suitability problems. The Tories will be pressing the Government on levelling down, how extra jobs will be created for people working longer and worries over who will deliver the infrastructure for personal accounts.