The introduction of pension freedoms has changed the nature of retirement advice.
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Strong household borrowing figures for May suggest consumer spending has picked up in the second quarter, but add to concerns about household debt, say Capital Economics. Unsecured consumer credit growth rose £1.7bn, up from April’s £1.5bn and well above consensus expectations of £1.4bn. Capital Economics UK economist Ruth Gregory says the figures were “unexpectedly strong”. […]
Threesixty boss Young to come in as Ludlow’s new chairman
We are all fallible humans, each with a complex set of biases influenced by our past experiences and other incentives available to us. Contingent charging is an area where this bias is at its most extreme. But although it has been called for by some, I would not ban the model. The problem could well […]