Unum has boosted its group life proposition by enhancing terms for cover up to the age of 70, adding the option of extending redundancy cover and introducing a more pragmatic approach to scheme late entrants.
After a fun-filled press trip to Brussels with BM Solutions to hear all about its inaugural European buy-to-let research, I return to find arguments between Northern Rock and the Bank of England have been the major talking point this week.
A J Bell is extending the options on its Sippcentre product and will be giving investors access to any investment manager as part of the changes to be introduced early next year.The changes will include allowing commercial property into the Sipp, allowing the member to be appointed as the property manager, the ability to hold […]
When Seaton first heard Hammond deliver a speech, he thought it was the best he had ever heard but it was years before they worked together as the two main men at Rowanmoor. The partnership they developed was truly a meeting of minds and they work together well, with Seaton doing most of the selling and Hammond most of the administrating. Interview by Will Henley
The Association of British Insurers and member firms have met with the Treasury this week to lobby against the proposed introduction of a flat rate of capital gains tax amid concerns it could seriously damage the life industry.They claim Chancellor Alistair Darling’s pre-Budget reforms to CGT will damage the £30bn insurance bond market and have […]
Survey reveals three-fifths of people with potential inheritance tax bill unaware their estate may be liable for IHT Over half don’t know that IHT rate is charged at 40 per cent Record HMRC tax receipts show that families are losing out due to lack of knowledge 78 per cent believe wealth should stay in the hands of […]
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We have seen a huge change in the qualifications landscape over the years. Not only have the exams themselves changed, so too has the provision of learning and development throughout financial services. When I sat my FPC exams back in the old days, I remember looking around for assistance so that I did not just […]
There are ways to adopt a more cautious investment approach without sacrificing too much upside
Everyone thinks that the FCA asset management market study interim report was stronger than the final report but actually the main report was the one where the messages were hidden. I remember Gina Miller making a naive comment which said “consult” was used so many times instead of giving a direct action, but the message […]