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Universal Building Society – 5 Fixed Year

Fixed term: 5 years

Fixed rate: 5.49%

Minimum loan: £20,000

Maximum loan: £350,000

Income multiples: 3 times principal income, or 2.5 times joint income

Arrangement fee: £295

Redemption fee: 4% of advance in first five years

Conditions: none

Introducer&#39s fee: £100, negotiable

Tel: 0800 0288 383


Clerical Medical – Capital Investor

Thursday, February 7, 2002.Type: Offshore bond.Aim: Growth by investing in up to 18 Clerical Medical with-profits andunit-linked funds.Minimum investment: Lump sum £15,000.Place of registration: Isle of Man.Investment split: Choice of sterling offshore with profits, US offshorewith profits, Euro offshore with profits, building society deposit, CMIsterling currency reserve, CMI Euro currency reserve, offshoredistribution accumulation, CMI UK […]

Rebate noir

Few people in financial services can be unaware of CP121, which looks at the distribution of financial products in the UK and especially at depolarisation. The paper proposes that designation as an IFA must be accompanied by remuneration under the terms of a defined payment system.The remuneration that the IFA receives from his client must […]


TEPs: Three Teps to heaven

Even by Tep market standards – and this is a market that has expanded at a fairly impressive rate since the late 1980s – the last six months have been eventful.Probably the most dramatic change has been the swing in the balance between supply and demand in the market. Of course, this turn-round has not […]

Nationwide first in company stakes

The financial services company with the highest profile in the media last year was Nationwide Building Society, according to Presswatch.Based on its monthly measurement of media coverage, PWFP says the high volume of mentions achieved by Nationwide throughout 2001 helped it maintain its reputation with “positive reporting of its products, in particular, its savings and […]


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