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Underwriting by phone

Legal & General has put over 25,000 protection applications on risk through its L&G Max underwriting service which captures information from a client over the phone on behalf of advisers and gives an underwriting decision at the end of the call.

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In the out door

It was interesting to note the varied response by lenders in answer to the FSA’s requirement for them to have reviewed the fairness of their exit fees by July 31.Cheltenham & Gloucester led the way in abandoning this much criticised practice and was soon followed by lenders such as Northern Rock, Standard Life and the […]

Tories plan to cut back regulation

The Conservatives’ economic competitiveness group looks set to advocate the removal of mortgage regulation as part of its radical report aimed at saving £14bn a year through deregulation.The report, to be unveiled on Friday, is also expected to propose cuts to FSA regulation and changes to the way the way the Financial Omb-udsman Service operates, […]

MM targeting offshore arena

Money Marketing is launching a monthly supplement covering the offshore savings and investment market.International Money Marketing starts next month and will be published monthly alongside MM.As well as investment, it will also look at offshore banking and how offshore investments can be used to offset tax liabilities.Several UK life firms are reporting record growth in […]

NU set to cut pension charges as sales slide

Norwich Union has seen individual pension sales slump following a repricing last year and admits it may have to cut its charges if it wants to maintain market share.Parent group Aviva’s int-erim results show that worldwide sales rose by 25 per cent to £19.2bn in the first six months of 2007 compared with £15.6bn in […]

Japan: the Land of the Rising Dividends

By George Boyd-Bowman, Fund Manager at Neptune Many Western investors have long bemoaned the lack of a true dividend culture in Japan, claiming the corporate culture is not tilted in favour of shareholders. Yet today, in the Land of the Rising Sun, we see a fresh impetus to focus on shareholder returns, which is leading […]

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