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Unconditional offer cuts Skandia rating

Standard & Poors has cut Skandias insurance rating from A to A- following the announcement that Old Mutuals offer is now termed unconditional.

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Watchdogs to be combined

The Government is planning to combine its five consumer bodies into one in a bid to improve consumer protection. The Financial Services Consumer Panel, National Consumer Council, Energywatch, Postwatch and Ofcom Consumer Panel will be called Consumer Direct and is currently being rolled out across the country.

Silly reason

Government plans to bring together several disparate consumer bodies, including the Financial Services Consumer Panel, into one organisation smack of little more than a Government casting around for something to do.

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