The Government is planning to combine its five consumer bodies into one in a bid to improve consumer protection. The Financial Services Consumer Panel, National Consumer Council, Energywatch, Postwatch and Ofcom Consumer Panel will be called Consumer Direct and is currently being rolled out across the country.
Government plans to bring together several disparate consumer bodies, including the Financial Services Consumer Panel, into one organisation smack of little more than a Government casting around for something to do.
When he was Chancellor of the Exchequer, George Osborne made several changes to the way in which income is taxed. Personal allowances were increased significantly above the rate of inflation; a starting rate band was introduced for savings income and, with effect from 6 April 2015, this was assessed at 0 per cent. In addition, […]
Solving risk management problems might not sound like the most natural career path for an avid football fan and Manchester United supporter. But that’s exactly where head of retail multi-asset funds at Legal and General Investment Management Justin Onuekwusi ended up in his first foray into the financial services profession, after he was encouraged by […]
Technology could be a saving grace for young people with tough financial options, but it is far from a safe bet It’s fair to say we are all aware of the house-buying crisis facing millennials, or, if you really want to annoy them, ‘generation rent’. House prices in some parts of the country are so […]
Advisers used to worrying about clients hitting lifetime limits on pension tax relief or focused on tax planning for clients with seven figure estates may be surprised to hear it could be useful to discuss the humble state pension with clients. But if the response to the recent state pension webinars I have hosted is […]