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UK housing market may not be at saturation point

Prolonged economic growth could lead to a rise in the proportion of people owning their home, according to research by the Council of Mortgage Lenders. The research compares patterns of home ownership in this country with the USA, Canada, Australia and New Zealand. It looks at whether growth in owner-occupation has slowed for economic reasons or because the housing market has come up against a longer term social limit.


In the UK, 67 per cent of people live in owner-occupied homes. The report suggests policy-makers should not assume the housing market has reached maturity once owner-occupation is more than 60 per cent, and predicts owner-occupation in the UK will continue to grow.

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