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UCB Home Loans – Self Certification 3 Year Flexible Fixed

Type: Flexible fixed-rate mortgage for self-cert applicants

Fixed term: Three years

Fixed rate: 5.99%

Minimum loan: 25,001

Maximum loan: Up to 85% of valuation subject to a maximum of 350,000, up to 75% of valuation subject to a maximum of 500,000, up to 65% of valuation subject to a maximum of 750,000

Income multiples: 3.25 principal income plus second or 2.75 times joint

Flexible features: Overpayments up to 500 a month, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: 330

Redemption fee: Six months interest in year one, five months interest in year two, four months interest in year three

Introducers fee: Subject to negotiation

Tel: 0845 9401400

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