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UCB Home Loans – Self Cert Two Year Flexible Fixed Rate Remortgage

UCB Home Loans

Self Cert Two Year Flexible Fixed Rate Remortgage

Type: Self-cert fixed-rate mortgage

Fixed term: Two years

Fixed rate: 5.19%

Minimum loan: 25,001

Maximum loan: Up to 85% of valuation subject to a maximum of 500,000, up to 75% of valuation subject to a maximum of 750,000, up to 65% of valuation subject to a maximum of 1m

Income multiples: 3.25 times principal income plus second or 2.75 times joint

Conditions: Free standard valuation and waiver of reservation fee for remortgages

Flexible features: Overpayments up to 500 a month, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: 330

Redemption fee: Six months interest in year one, five months interest in year two

Introducers fee: Subject to negotiation

Tel: 0845 940 1400

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