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UCB Home Loans – Self Cert Three Year Flexible Fixed

UCB Home Loans

Self Cert Three Year Flexible Fixed

Type: Self-cert fixed-rate mortgage

Fixed term: Three years

Fixed rate: 5.79%

Minimum loan: £25,001

Maximum loan: Up to 85% of valuation subject to a maximum of £500,000, up to 75% of valuation subject to a maximum of £750,000, up to 65% of valuation subject to a maximum of £1m

Income multiples: Up to four times principal income plus second or 3.25 times joint

Flexible features: Overpayments of up to £500 a month, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: £595

Redemption fee: 5% of amount repaid in the first three years

Introducer’s fee: Subject to negotiation

Tel: 0845 940 1400

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