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UCB Home Loans – Self-Cert Standard 3-Year Tracker

UCB Home Loans

Self-Cert Standard 3-Year Tracker

Type: Self-cert tracker mortgage

Tracker term: Three years

Tracker rate: 0.64% above Bank of England base rate

Payable rate: 5.39%

Minimum loan: £25,001

Maximum loan: Up to 85% of valuation subject to a maximum of £500,000, up to 75% of valuation subject to a maximum of £750,000, up to 65% of valuation subject to a maximum of £1m

Income multiples: Up to four times principal income plus second or 3.25 times joint

Conditions: Free valuation

Arrangement fee: £495

Redemption fee: 3% of mortgage balance in first three years

Introducer’s fee: Refer to lender

Tel: 0845 940 1400

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