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UCB Home Loans research shows increase in self-cert lending

The self-certification mortgage market is the biggest niche area for intermediaries according to research from specialist lender UCB Home Loans.

Its 2002 Mortgage Achilles survey of 250 intermediaries by research company BDRC reveals 93 per cent of intermediaries who handle specialist and niche mortgage products deal with self-cert. This is a rise of 13 per cent on last year.

Buy-to-let lending now falls in second place, with 83 per cent handling this area down by 3 per cent on last year.

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