View more on these topics

UCB Home Loans – FlexiPlus 2 Year Tracker

Flexible tracker mortgage

Tracker term:
Two years

Tracker rate::
Loans up to £199,999 &#45 0.99% above Bank of England base rate, loans of £200,000 and over &#45 0.89% above Bank of England base rate

Payable rate
Loans up to £199,999 &#455.49%,
loans of £200,000 and above &#45 5.48%

Minimum loan:

Maximum loan:
Up to 85% of valuation subject to a maximum of £350,000,,
up to 755% of valuation subject to a maximum of £500,000,
up to 65% of valuation subject to a maximum of £750,000

Income multiples:
3.25 times principal income plus second
or 2.75 times joint.

Flexible features:
Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee:

Redemption fee:
Four months&#39 interest in year one, three months&#39 interest in year two

Introducer&#39s fee:
Subject to negotiation

Tel: 0845 9401400


BSA says mortgage lending still strong

Building society gross advances amounted to £4,689m in June, rising from £3,942m in the same month last year, according to the Building Societies Association. Approvals (loans agreed, but not yet made) increased to £4,849m in June 2004 from £3,453 million in June 2003. In the savings market, building societies had net inflows of £554m in […]

Sue Wilkinson

Despite Nick Kirwan&#39s seat at Abbey for Intermediaries still being warm, having vacated it only a couple of weeks ago, the company&#39s new head of life and health propositions, protection Sue Wilkinson is already talking about raising the profile of protection within Abbey. Wilkinson is aware she still has to earn her spurs and has […]

Smoke gets in your CIs Safety net is full of holes

FSA regulation could unintentionally restrict access to payment protection insurance as consumers become increasingly aware that they need to protect themselves and their borrowing. The onset of regulation will have a significant impact on the distribution of payment protection insurance.A big decision faces those who are not full-time professional insurance intermediaries but who are currently […]

Mortgage Advice Bureau link-up for sub-prime

The Mortgage Advice Bureau has set up a partnership with Direct Financial Services to offer loans to borrowers who are unable to get mortgages on the high street. The broker will be offering the service from 11 specialist sub-prime firms. One in four people are turned down by mainstream mortgage lenders. These applications do not […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm