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UCB Home Loans cuts self-certification rates

UCB Home Loans is today cutting rates across its self-certification mortage range following the recent 0.25 per cent cut in the Bank of England base rate.

Its five year fixed rate is cut by 0.86 per cent, to 6.69 per cent from 7.55 per cent. The three year fixed rate option is cut by 0.51 per cent to 6.39 per cent from 6.9 per cent

Its standard variable rate is cut by 0.25 per cent to 8.34 per cent from 8.59 per cent. UCB Home Loans managing director Charles Reed says: “Our new range will provide intermediaries and customers with an excellent range of self-certification products.”


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The Chancellor will stick to his guns and not try to bribe the electorate with a give-away Budget. There will be targeted tax cuts for those in most need. Families and pensioners will be the winners. I expect to see some changes in respect of pensions and annuities. It is no secret that annuities are […]

When the Sipp comes in

I have a self-invested personal pension established from transfers in from previous schemes and from contributions made by myself and my company. I now wish to take the minimum allowable income from the fund without buying an annuity. I am 52 and do not expect to want to take all the proceeds for at least […]

&#39Equitable knew risks of not reserving in 1970s&#39

Equitable Life must have been fully aware of the risks of not reserving against its liabilities as far back as the mid-1970s, according to top actuary Desmond Le Grys. Le Grys, who was managing director of Munich Re until his retirement in 1996, says instead Equitable relied on blind faith that it would be allowed […]

Self-cert buy-to-let from UCB

UCB Home Loans has introduced a discounted rate buy-to-let mortgage for self-certification borrowers who are keen on property as an investment.The mortgage has a one per cent discount for the first three years, giving an interest rate of 6.74 per cent. It is available for loans up to 75 per cent of valuation up to […]


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