View more on these topics

UCB Home Loans – Buy To Let Standard 5-Year Tracker

UCB Home Loans

Buy To Let Standard 5-Year Tracker

Type: Buy-to-let tracker mortgage

Tracker term: Five years

Tracker rate: 0.54% above Bank of England base rate

Payable rate: 5.29%

Minimum loan: £25,001

Maximum loan: Up to 85% of valuation subject to a maximum of £350,000, up to 80% of valuation subject to a maximum of £500,000, up to 75% of valuation subject to a maximum of £600,000

Income multiples: Option one – Up to four times principal income plus second plus 6.5 times annual rental income or 3.25 times joint plus 6.5 times annual rental income, option two – rental income must be at least 125% of the mortgage repayments

Conditions: Free valuation, up to 10 properties allowed within a total maximum of £3m

Arrangement fee: £595

Redemption fee: 5% of mortgage balance in first five years

Introducer’s fee: Refer to lender

Tel: 0845 940 1400


Money Portal is looking to cross-selling opportunities

The Money Portal says it will look to maximise cross-selling opportunities between its different adviser businesses rather than run them as completely separate entities. The group comprises Bates Investment Services, Bates Millfield, Sage Financial Services, Willis Owen, GP Noble Trustees and Lifetime Estate Planning. Chief executive Richard Craven has delivered an update to members on […]

Rodgers and Carroll quit to launch boutique

HSBC and Schroder UK equity managers Chris Rodgers and Tom Carroll have resigned to set up an investment boutique. Rodgers quit as head of UK equities at HBSC’s Halbis active fund management unit last week but has been persuaded to stay on with the group until the end of November, delaying the launch of the […]

Treasury supporting call to monitor performance

Treasury Economic Secretary Ed Balls has called for greater clarity in the way consumers can evaluate the performance of individual advisers and backed FSA chairman Callum McCarthy’s recent attack on churning. Speaking at a recent Financial Services Forum event, Balls said it is easy for a consumer to compare the relative performance of funds but […]

Purnell seeks views on idea for a single state pension

Pensions minister James Purnell is floating the idea of merging the two components of the state pension into a single rebranded pension to help with simplicity and public understanding. Although he has not given further details, Purnell said this does not mean the Government is considering creating a single-tier pension. Speaking at a Parliamentary SMF […]

The future of active management is now

Fees under pressure. Regulatory moves against closet indexers. Rapid advances in financial technology. Shifting sentiment among investors. Such mounting challenges have led to widespread speculation about active management’s shrinking future. But a closer look inside intelligent portfolio construction today tells a story of expanding roles, added value, and innovative risk-adjusted, lower-cost solutions. Four investment experts […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm