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UCB cuts fixed rates

UCB Home Loans says it has launched its lowest ever fixed rates across its self-certification range of mortgages by reducing them all by 0.3 per cent.

Its two year fixed rate self-cert product has a rate of 5.29 per cent and its buy-to-let two year fix has a rate of 5.49 per cent.

UCB Home Loans managing director Charles Reed says: “These new rates are our lowest ever and offer those borrowers who are looking for the stability of a fixed rate mortgage a very competitive deal.”


Squeeze is being put on the mortgage brokers

Broker Talkback (Money Marketing, August 22) asked 10 IFAs who specialise in investments and dabble in mortgages: “Should independent mortgage brokers face the same regulatory requirements as IFAs?” This got a 100 per cent “yes” response. My answer to your question is an emphatic “no”. I am an independent mortgage broker representing the client, not […]

Prudential – Prudential Growth and Income Plan

Wednesday, 11 September 2002 Type: Guaranteed equity bond Aim: Income or growth linked to the performance of the FTSE 100 index Minimum investment: Lump sum £7,000 Place of registration: Dublin Investment split: 100% linked to the performance of the FTSE 100 index Guarantee: Capital returned in full provided the index does not fall by more […]

Tillinghast targets IFAs with risk projection service on net

Management and actuarial consultancy Tillinghast has set up an online investment risk projection tool for IFAs.The eValue system uses a technique called stochastic asset modelling, which help investors to understand the total risk profile of a portfolio of investments carrying different levels of risk.The process highlights the likelihood of investors achieving their financial goals and […]

War fears keep investors out of the markets

Fears over war with Iraq and job insecurity are the primary factors deterring more than a third of investors from re-entering stockmarkets, according to the AITC.Research by the AITC has found that 15 per cent of investors would be tempted back into the markets if the threat of war with Iraq were to recede while […]

UK housebuilders remain a value trap – despite post-Brexit falls

Despite the sharp drop in housebuilders following the Brexit result, valuations in the highly illiquid market are still at elevated levels. And whilst some investors may take comfort from superficially low price/earnings multiples, are earnings sustainable over the long term, asks Holly Cassell, Assistant Manager of the Neptune UK Mid Cap Fund. Click here to […]


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