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Two-year wait is over for life cover

Lifesearch has finally completed a life insurance policy which has taken two years to process.

The 50,000 life-only policy for 16 years was submitted in June 2004.

Head of protection strategy Kevin Carr says there were delays such as changes in the client’s circumstances, including occupation and health and delays in getting various medical reports and examinations from the GP and specialists.

Carr says: “Many people think life cover is simple but often it is not. All parties concerned – us, the life office, the client, their GP and the consultant – each contributed to the delays in things that could have been done more quickly.”

Life Policies Direct managing director Jason King says: “I am not at all surprised that a case took two years with the processes that exist in this country. It is usually because the client has got an existing medical condition and we are waiting for some medical tests to be completed.”

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