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TSB launches into 95% LTV mortgages

TSB is launching a range of 95 per cent LTV mortgages for the first time.

The new range will initially only be available to customers applying direct, and will be opened up to intermediaries later in the year.

TSB previously lent a maximum of 90 per cent LTV, and says it is the only lender to offer a 10-year fix to customers with a 5 per cent deposit.

It is offering a fixed rate two-year deal at 4.69 per cent, a five-year fix at 4.99 per cent and a 10-year fix at 5.69 per cent. The deals do not carry a product fee.

TSB head of mortgages Ian Ramsden says: “TSB was born to bring competition to the market and we are committed to offering our mortgage customers competitive products to help them realise their home ownership plans.”

TSB Intermediary launched with nine major distributors and 73 directly authorised firms last month.

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