Treasury committee chair Nicky Morgan has called on the government to make sure parents are getting their full state pension entitlement through building up national insurance credits.
In a letter to pensions secretary Esther McVey, Morgan notes that child benefit registration builds up state pension entitlement by granting national insurance credits.
However, there is a risk that if one parent works and claims the child benefit at the same time, while the non-working parent does not, the non-working parent will not get the national insurance credits towards their state pension.
Morgan says:“Households can either change the child benefit claimant from the earning-parent to the parent with low-or-no income, or the earning-parent is able to stay as the claimant and just the national insurance credits can be transferred to the parent with low-or-no income.
“The Department for Work and Pensions must do more to inform parents that either option will ensure that parents with low-or-no incomes don’t miss out on their pension entitlement.”
Morgan took over the running of the influential committee from Andrew Tyrie last year.