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Treasury clears up loan confusion

The Treasury has moved to clarify industry confusion over whether life offices&#39 tied sales forces and other appointed representatives will be able to advice on other lenders&#39 mortgages under future regulation.

Its Regulating Mortgages consultation document states an “authorised independent mortgage intermediary…could not continue to be an appointed representative for other activities”.

The Treasury has explained this means appointed reps are already FSA regulated and can continue to advice on mortgages in the market from 2004 without seeking the FSA authorisation required by independent mortgage intermediaries.


Accreditation where it&#39s due

The piece in the March 7 edition of Money Marketing headlined, LIA accredited adviser axed as it joins coalition, is an incorrect interpretation of a number of developments.As I am quoted as saying in this piece, the LIA accreditation scheme, which was first launched in the press last year, has had to be considered in […]

Sipp with increased control

Winterthur Life is introducing a new self-invested personal pension product aimed at the growing band of investors wanting to take control of their pension arrangements.The Universal Sipp has a range of investment options from a panel of portfolio managers including commercial property, pension funds, unit trusts and deposit accounts. The managers include Cazenove, Gerrard, Killik […]

ScotEq International&#39s business suffers amid Revenue challenge

Scottish Equitable Inter-national saw a sharp business decline in 2001 in a year which was beset with difficulties for the firm.Single-premium income fell by 37 per cent to £203m from £320m in 2000.Luxemburg-based SEI had planned to launch a with-profits bond from a new office in Dublin this year but has put it on hold […]

Ex-Misys IFA director Wright is joining EMX

Former Misys IFA Services networks director Max Wright is joining EMX as head of sales and marketing.Wright, who was also marketing director at Misys, will be responsible for communicating the benefits of new improvements to the EMX electronic message exchange service due to be brought to the market in the coming months which aims to […]

In Focus Ebola cover - thumbnail

White paper — In Focus: Ebola Virus Disease

Jelf Employee Benefits focuses on Ebola Virus Disease (EVD) and what this means for businesses with operations in West Africa. This will be of particular interest to those with employees either travelling to, or living within, West Africa, the area affected by the most catastrophic outbreak of Ebola to date.


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