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Tories three-year plan for LTC

The Conservative party is issuing a long term care proposal where people who take out an insurance plan meeting the cost of three-years&#39 LTC would be guaranteed free care by the Government beyond those three years, regardless of assets. Michael Howard pledged the three-year scheme at a Conservative Party Older People&#39s Summit in Westminster on September 14. The Tory leader said the party will shortly be publishing its full LTC proposal. Howard said the plan was intended to help the 40,000 people a year who had to sell their homes because care in the UK is means-tested.


Waiting for a rating

Investment trusts are calling for a rating system so advisers can easily pick out good and bad funds. They believe an S&P or Forsyth-style rating system would give IFAs a guide as to which trusts perform well. The ratings would examine the performance, management and trustees of each product and could be used to back […]

Woolwich Plan Managers – G+ Account – Issue 2

Type: Guaranteed equity bond Aim: Growth linked to the performance of the FTSE 100 index Minimum-maximum investment: £5,000-no maximum Term: Six years Return: The greater of 26% of original investment or 55% growth in the index at end of term Guarantee: Original capital returned in full along with 26% growth regardless of performance of index […]

Nationwide launches new fixed rate bonds

Nationwide building society is launching three new fixed rate bonds which replace the previous one, two and three fixed rate offerings. Nationwide&#39s new one year fixed rate bond pays 5.10 per cent gross per annum / AER of monthly interest of 4.95 per cent gross per year / 5.06 AER. The two year fixed rate […]

IFAs could boost annuities with a fact-find on health

Thousands of people are missing out on extra income because IFAs are not asking health questions, says GE Life. The annuity provider believes many intermediaries are unaware their clients could qualify for an enhanced annuity because the they are not asking clients questions about qualifying conditions. The firm says people may not mention their conditions […]

What can drive the India story forward?

By Kunal Desai, head of Indian equities, Neptune Since the election of Narendra Modi as prime minister in May 2014, Indian equities have gone on to outperform both developed and emerging markets. A busy period of governmental and economic reforms, a lower oil price and falling political risk have been the primary drivers over this […]


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