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Top ten original mini cash Isas have fallen from grace says IF

Not one of the top ten paying instant mini-cash Isas launched in 1999 when the savings wrapper came to market remains in the top ten paying accounts today according to new research from Intelligent Finance.

Only two managed to last out the first year before slipping out of the top ten the online bank says.

IF says providers are taking advantage of the mass consumer inertia when it comes to switching savings accounts. It says only 5 per cent of Isa account holders have switched providers.

Chief executive Grenville Turner says: “Consumers need to select a provider who will provide a long-term value for their savings, especially if they don&#39t have the time or inclination to chop and change accounts every couple of months.


Martin Currie goes for unique opportunity

MARTIN CURRIE MARTIN CURRIE EUROPEAN EQUITY FUND Type: Investment trust Aim: Growth by investing in a portfolio of European private equity funds and European direct equities Minimum investment: Lump sum £100,000 Maximum investment: £2m Investment split: European private equity funds 85%, European equities 15% Types of shares: Ordinary Isa link: No Pep transfers: No Redemption […]

Independent view

Turn the clock back 20 years to 1983. The year of the Falklands, theyear Prince William was born – and those were the days when mostpeople were on first-name terms with their bank or building societymanager.The clinical efficiency of telephone and online banking, for example,was the sort of concept imagined on Tomorrow&#39s World. A recent […]

Take it to the limit

There has been general agreement in the industry that the InlandRevenue&#39s tax simplification proposals for pensions are a good thing.According to the consultation paper, over 99 per cent of people willbe free to save more into pensions than they can at the moment.Cynics might argue that the number of people caught by the limit ismore […]

Choice needed on quotations

We were very interested to read the article headlined, Portals in astorm, in last week&#39s issue of Money Marketing, describing the “row”which has broken out between The Exchange and Misys&#39 AssureWeb portal.Everybody knows that The Exchange has been the dominant portal in theindustry for many years but the vast majority of IFAs and providersare enthusiastic […]

Why your clients need some tough love

In any relationship that matters, professional or personal, you should be upfront with someone if you think they’re making a decision or doing something they might later regret. Being honest with someone and having their best interests at heart, however hard the message, is key to building trust in any relationship. So how does this […]


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