View more on these topics

To the Manor bond

Guaranteed investment specialist Manor Park has established three guaranteed growth bonds which are linked to the performance of the FTSE 100 index.

One of these bonds is the Manor Park guaranteed UK selected growth fund, which has a three-year term. It allows investors to choose the level of capital protection they want and the returns investors receive, depend upon the capital protection they have chosen.

Investors get percentages of the average growth in the FTSE 100 index which vary according to the capital protection chosen. Those who go for 100 per cent capital protection receive 45 per cent of the average growth in the FTSE 100.

If 95 per cent capital protection is chosen, investors get 85 per cent growth in the index. Protecting 90 per cent of capital provides 125 per cent growth in the FTSE 100, while capital protection at 85 per cent provides 165 per cent of growth in the index. Where there is no growth in the index, investors get the percentage of capital that they protected at the start of the term.

The Manor Park fund recognises that investors have different attitudes to risk and this is a good feature. It provides higher returns than some offshore guaranteed products such as Britannia International&#39s guaranteed capital equity bond, which has growth potential of 38.25 per cent after five years and no capital protection choices.

However, the three-year investment term may not be long enough to rise out the current stockmarket turbulence, so there is a chance that investors may end up with little above the capital return.


Rat&#39s the way to the do it

One reads with disgust but total belief that the controlling Taliban have suggested that harassing IFAs is as easy as shooting rats in a barrel.Now, rats are very intelligent creatures and make wonderful pets.To be awarded the Order of Water Rats is the highest accolade that can be bestowed on those in showbusiness.Members of the […]

On the Severn day of Christmas…

I have always considered that confidence flows from belief. As a child, I recall deciding that my belief in Santa was misplaced as my father was never to be seen when Santa was around. I later found that my suspicions were justified.Last week, I went to a London conference to listen to Ron Sandler explain […]

&#39Safe haven could bring regulation by watchdog&#39

The safe-haven products recommended by the Sandler review could lead to conduct of business rules being determined by Financial Ombudsman rulings, warns the FSA.At the Distribution Strategies Post-Sandler conference in London last week, FSA head of polarisation review David Severn said if the regulation of the sales process is stripped away, as Sandler proposes, there […]

DWS targets Europe

Deutsche Asset Management, which is rebranding as DWS Investments, has introduced the DWS European opportunities fund.The fund, along with the recently created DWS UK opportunities fund, is a higher-risk, addition to the Oeics in the company’s existing range. It aims for capital growth by investing in a concentrated portfolio of 25 European stocks, excluding the […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm