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Thinking of expanding overseas?

Whether you’re a small company or an established larger employer, expanding overseas into emerging markets can be an extremely attractive prospect for growing your business. However, with this comes a duty-of-care requirement to any staff based overseas.

International private medical insurance (IPMI) can be a complex business, especially when you need to find cover that complies with all the local legislations and regulations of a chosen country. For example, did you know that new laws in Dubai will put the burden of providing healthcare cover firmly on your shoulders?

So how do you ensure the wellbeing of your international employees when the legislation is as foreign to you as the language spoken there? You need someone who not only speaks the language, but knows the rules and practices inside out.

Jelf Employee Benefits has developed a range of country guides that offer impartial guidance on the key considerations you should have for employee populations based in these countries, or if you are contemplating operating there in the near future. The range of guides includes:

  • Dubai
  • Nigeria
  • Qatar
  • Sierra Leone
  • Singapore

Download the country guides and white papers. Find out more >



Labour under fire over pensions tax raid plans

Experts have condemned Labour leader Ed Miliband’s proposal to cut the limits of annual and lifetime tax-free savings in pensions. Miliband plans to slash the annual allowance form £40,000 to £30,000, and the lifetime allowance from £1.25m to £1m, to fund a £3,000 reduction in university tuition fees. The proposal has come in for heavy criticism from […]

Danny Alexander

LibDems target £1bn bank levy in final Coalition Budget

The Liberal Democrats are pushing for reforms to raise an extra £1bn from banks to be included in the final Coalition Budget later this month. The party wants to generate the money through a “supplementary corporation tax charge” on lenders of 8 per cent. “This will effectively remove the series of corporation tax reductions introduced […]


TPR and FCA in conflict over ‘second line of defence’ risk warnings stance

Trustees are being advised to avoid giving “specific” risk warnings to members for fear of straying into advice, despite the FCA pushing insurers toward tailored communications. In addition, The Pensions Regulator is only “encouraging” trustees to give risk warnings, while the FCA’s rules are mandatory. Contract-based providers say the differing regulations are “stacking the game in […]


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