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Thinc agrees exclusive BTL deal with Bank of Ireland

Thinc Group has agreed a new fixed buy to let deal with Bank of Ireland Mortgages.

The offer carries an interest rate of 5.89 per cent with an LTV of 85 per cent at a rental calculation of 100 per cent at the fixed rate.

The full product details include a 5.89 per cent fix to December 31, 2010 with a maximum LTV 85 per cent. Arrangement fee can be added.

The product has an early repayment charge of 5 per cent to December 31, 2010.

Thinc mortgage support manager Kirsten Lowe says: “We have built a great relationship with Bank of Ireland Mortgages and created a competitive exclusive product that meets the needs of both Thinc advisers and the current market.”


Up close and personal

Iam 28 and have just joined a small firm which does not offer any form of pension scheme to its employees apart from access to a stakeholder scheme to which it does not contribute. I have heard about a new type of pension called personal accounts. How will these work and will they apply to me?


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